Terms & Conditions

Last Updated: January 15, 2025

Welcome to Ankr AI Education. These Terms and Conditions ("Terms") govern your access to and use of our website, educational platform, and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing ankr-web.com or using any of our educational services, you agree to comply with and be legally bound by these Terms, whether or not you register as a user. If you do not agree to these Terms, you must not access or use our services.

These Terms constitute a legally binding agreement between you and Ankr AI Education (Company Registration: 09086404), a company registered in the United Kingdom.

2. Eligibility

To use our services, you must:

• Be at least 16 years of age
• Have the legal capacity to enter into binding contracts
• Not be prohibited from using our services under applicable laws
• Provide accurate and complete registration information

If you are under 18, you represent that you have obtained parental or guardian consent to use our services.

3. Account Registration and Security

3.1 Account Creation

To access certain features, you must create an account by providing:

• Valid email address
• Secure password
• Accurate personal information

3.2 Account Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access
• Ensuring your account information remains current and accurate

3.3 Account Restrictions

You may not:

• Share your account with others
• Create multiple accounts without authorization
• Use another person's account without permission
• Sell, transfer, or assign your account

4. Educational Services

4.1 Course Access

Upon enrollment and payment, you will receive access to the courses and materials for which you have registered. Access is granted for personal, non-commercial educational use only.

4.2 Course Content

• We reserve the right to modify, update, or discontinue courses at any time
• Course content, structure, and instructors may change without notice
• We strive to maintain high-quality content but do not guarantee specific outcomes
• Certificates and credentials are issued based on successful course completion

4.3 AI and Holographic Features

Our platform utilizes advanced AI-driven personalization and holographic learning interfaces. By using these features, you acknowledge that:

• AI algorithms analyze your learning patterns to optimize content delivery
• Personalization requires collection of usage and performance data
• Holographic features require compatible hardware and software
• Technical limitations may affect feature availability

5. Payment and Pricing

5.1 Course Fees

• All prices are displayed in the currency specified at the time of purchase
• Prices may change at any time without prior notice
• Payment is required before accessing paid courses
• Applicable taxes will be added to the total amount due

5.2 Payment Methods

We accept various payment methods as displayed on our platform. All payments are processed securely through third-party payment processors.

5.3 Subscriptions

If you purchase a subscription:

• You will be charged automatically at the beginning of each billing period
• Subscriptions continue until cancelled
• Cancellation takes effect at the end of the current billing period
• No refunds are provided for partial billing periods

6. Refund Policy

Please refer to our separate Refund Policy document for detailed information about refunds, cancellations, and money-back guarantees. The Refund Policy is incorporated into these Terms by reference.

7. Intellectual Property Rights

7.1 Our Content

All content on our platform, including but not limited to:

• Course materials, videos, and text
• Holographic visualizations and interfaces
• AI algorithms and software
• Logos, trademarks, and branding
• Website design and layout

is owned by or licensed to Ankr AI Education and protected by intellectual property laws. All rights are reserved.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to:

• Access and use course materials for personal educational purposes
• Download materials where explicitly permitted
• View content through our authorized interfaces

7.3 Restrictions

You may NOT:

• Copy, reproduce, or distribute our content without permission
• Modify, adapt, or create derivative works
• Reverse engineer our software or AI algorithms
• Remove copyright or proprietary notices
• Use our content for commercial purposes
• Share course access with unauthorized users

7.4 User-Generated Content

By submitting content to our platform (comments, forum posts, assignments), you grant us a worldwide, non-exclusive, royalty-free license to use, display, and distribute such content in connection with our services.

8. Prohibited Conduct

You agree NOT to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Harass, abuse, or harm other users
• Transmit viruses, malware, or harmful code
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our services
• Use automated tools (bots, scrapers) without permission
• Engage in fraudulent activities or misrepresentation
• Share course materials or account access without authorization
• Use our platform for any illegal or unauthorized purpose

9. Disclaimers and Warranties

9.1 Service "As Is"

Our services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties regarding accuracy, reliability, or completeness of content
• Warranties of uninterrupted or error-free service

9.2 Educational Outcomes

We do not guarantee:

• Specific learning outcomes or results
• Employment opportunities or career advancement
• Certification by third-party organizations
• Compatibility with all devices or platforms

9.3 Third-Party Content

We are not responsible for third-party content, links, or services referenced on our platform. Use of third-party services is at your own risk.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

10.1 No Indirect Damages

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or revenue
• Loss of data or content
• Loss of business opportunities
• Costs of substitute services

10.2 Maximum Liability

Our total liability for any claims arising from your use of our services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or £100, whichever is greater.

10.3 Exceptions

These limitations do not apply to:

• Death or personal injury caused by our negligence
• Fraud or fraudulent misrepresentation
• Any other liability that cannot be excluded by law

11. Indemnification

You agree to indemnify, defend, and hold harmless Ankr AI Education, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any rights of another party
• Your user-generated content

12. Termination

12.1 By You

You may terminate your account at any time by contacting us or using account settings. Upon termination:

• Your access to paid content will cease at the end of the billing period
• Your personal data will be handled according to our Privacy Policy
• You remain liable for any outstanding payments

12.2 By Us

We may suspend or terminate your access immediately, without notice, if:

• You violate these Terms
• You engage in prohibited conduct
• We are required to do so by law
• We discontinue our services

12.3 Effect of Termination

Upon termination:

• All licenses granted to you cease
• You must cease using our services and content
• Provisions regarding intellectual property, liability, and disputes survive

13. Modifications to Services and Terms

13.1 Service Changes

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice.

13.2 Terms Changes

We may update these Terms periodically. Changes become effective upon posting on our website. Your continued use after changes constitutes acceptance. We will notify users of material changes via:

• Email notification
• Platform announcement
• Updated "Last Updated" date

14. Dispute Resolution

14.1 Governing Law

These Terms are governed by the laws of England and Wales, without regard to conflict of law principles.

14.2 Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts of England and Wales for resolution of any disputes.

14.3 Informal Resolution

Before filing any formal claim, you agree to contact us to attempt informal resolution. We will work in good faith to resolve disputes amicably.

15. General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Ankr AI Education.

15.2 Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full effect.

15.3 Waiver

Our failure to enforce any right or provision does not constitute a waiver of that right or provision.

15.4 Assignment

You may not assign or transfer these Terms without our written consent. We may assign our rights and obligations without restriction.

15.5 Force Majeure

We are not liable for delays or failures due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, labor disputes, or technical failures.

16. Contact Information

For questions about these Terms, please contact us using the information above.

17. Additional Terms

17.1 Beta Features

We may offer beta or experimental features. These are provided "as is" with no warranties and may be discontinued at any time.

17.2 Third-Party Integrations

Our platform may integrate with third-party services. Your use of third-party services is subject to their respective terms and conditions.

17.3 Export Compliance

You agree to comply with all export control laws and regulations when accessing our services.

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.